So I turned on my pool waterfall and setup my orange and blue Adirondack chairs on the deck. I took the 3 different expose shots. I loaded them into bridge and them use the merge to HDR option to take them into photoshop. I have uploaded one of the badly exposed shots and the combined shot of the 3 exposures. The results are below. I think it creates a very interesting effect with an artistic flair. I only used photoshop cs4 for this but am planning to download the trial version of photomatix and see what results I get.